Insurance comparison in French Polynesia: AXA, Allianz, Gan, Generali and brokers

Insurance comparison in French Polynesia: insurers and brokers

To note

No public price in F CFP: you need to request a quote, online or at an agency.
AXA: 6 agencies; Gan: 6; Generali: 5; Allianz: general agents in Papeete, Faa’a, Mahina and Pirae.
Turu Ora is the only local health mutual, complementary to the CPS.
A broker compares several companies for you: Anset, Sicar, Poe-ma, RPI, Conseilassur.

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In short

No insurer or broker consulted publishes a pricing grid in F CFP: the price is obtained by quote, online or in the agency. This comparison therefore focuses on what is verifiable: the products, the guarantees advertised, the contact channels, the agencies and their hours. When information is missing from the sources, we write « not found ».

Insurers

	AXA	Allianz	Gan (Groupama-Gan)	Generali
Local Organization	Delegation of Polynesia, 6 agencies	General agents and brokers (RL Insurance, Fenua Insurance and others)	Fare Ute Agency and 5 other agencies	Generali Tahiti General Agency, 5 agencies
Car	Third-party, Extended Third-party, All Risks; no deductible for glass damage; up to 30% discount on 100% electric vehicles	Car and motorcycle insurance available	« Drive » contract in 3 formulas (Mini, Eco, Comfort); replacement vehicle available for up to 30 days after an accident	Car and two-wheelers available
Home	Basic plan Comfort + options (storm/cyclone, theft…)	Proposed housing	3 formulas (Eco, Security, Comfort); cyclone/flood guarantee	Proposed housing (Excellence Label 2022 from Dossiers de l’Épargne)
Health	Maeva Santé: no medical questionnaire, subscription before 65 years old, reimbursement announced in less than a week	Health insurance mentioned by agencies, details not found	Complementary Healthcare Expenses, 3 formulas, no medical questionnaire	Health insurance for businesses
Claim declaration	Online	At the agency	Online	Online, tracked by email
Response time announced	Claim: acknowledgment within 10 days, response within 60 days. Compensation: « quick », no specific time frame	not found	not found	not found
Commercial offers displayed	not found	not found	Up to 25% for life in car insurance, referral bonus of 5,000 F	not found
Premiums in F CFP	not found	not found	not found	not found

Agencies

AXA (6): Papeete-Lagarde, Arue, Punaauia (Tamanu), Taravao, Moorea (Maharepa) and Raiatea (Uturoa). Standard and hours per agency on axa.pf.

Gan (6): Pirae, Taravao, Moorea, Punaauia, Fare Ute and Pont de l’Est. The official page indicates the agency at Pont de l’Est is « closed until further notice ». General contact: 40 48 55 00.

Generali Tahiti (5): Papeete Ariana (headquarters), Papeete Foch, Punaauia (Moana Nui), Taravao and Moorea (Maharepa). Standard: 40 54 34 00.

Allianz: agencies in Papeete, Faa'a, Mahina and Pirae managed by general agents; other agents in Papeete, Punaauia and Moorea (hours not found).

Brokers

Brokers compare several companies for you.

Broker	What it offers	Contact
Anset Assurances	Auto, housing, leisure, health, school, borrower, pro; quotes, payment and claims online; eight agencies	40 50 93 50; claims 40 50 93 59; 24h/24 assistance: 40 50 93 57
Sicar Assurance	Car, home, leisure, travel, health, pro; digital agency (video call); over 40 years of presence	40 54 55 45
Poe-ma Insurances	Property and liability for businesses, fleets, construction, maritime; since 1991	40 50 26 50
Cabinet RPI	Life, retirement, and insurance; since 1988	40 50 61 75
Conseilassur	Business and professional risks	87 70 24 13

Local health insurance

Turu Ora presents itself as the only local health mutual. A non-profit organization, complementary to the CPS, it offers 4 options (Classic, I, J, K), accepts membership after 65 years old (conditions on site) and applies at least one month of waiting period. Headquarters: 110 avenue Pomare V, Fariipiti, Papeete; phone: 40 50 69 69. Premiums: not found.

Customer reviews

There is no public aggregated rating by insurer in the free sources consulted. You can give your review on the directory listings.

Sources (consulted on 10/24/2026)

axa.pf, groupama-gan.pf, generalitahiti.com, outre-mer.allianz.fr and agency pages, anset.pf, sicar-assurance.com, pf.poema-assurances.com, rpi.pf, conseilassur.com, turuora.pf.

Find an insurance agency

Consult in the directory insurance agencies in French Polynésia: phone, address, hours and reviews.